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To be eligible for the loan program:
- Applicants must own a bona fide farm operation on land classified as agricultural pursuant to Section 193.461, F.S., or lease sovereign submerged land pursuant to Section 597.010, F.S.
- The farm or aquaculture facility must be located in a qualifying county.
- Applicants must have experienced damage or destruction due to a qualifying disaster.
- If an applicant is not the owner of the property, please have the property owner complete the Authorized Representative Form before applying for a loan.
- Loan funds may only be used to restore, repair or replace essential physical property or remove vegetative debris from essential physical property.
- You must be at least 18 years old.
- Applicants must not attempt to duplicate financial assistance between the loan program and other funding sources, such as any federal or other state programs, including public assistance requests to the Federal Emergency Management Agency or financial assistance from the United States Department of Agriculture, which could render the approved applicant ineligible for other financial assistance. Note: State loan assistance may disqualify applicants from receiving other state or federal assistance. Applicants must disclose any recovery funds received when applying for the program. FDACS recommends checking restrictions on any future funding requests to ensure compliance with state and federal requirements.
- You must complete all sections and upload all required documents for your application to be considered complete and proceed to the review and loan decision process.
- Applicants must understand that any changes that would alter an applicant’s answers or affect an applicant’s eligibility to participate in the program must be reported to FDACS immediately.
Note: An applicant may not receive more than one loan per application period, more than two loans per year, or more than five loans in any three-year period.
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